Patent-filed claim intelligence

Insurance Claim Software

Insurance Claim Software That Runs Your Whole Claim File From One Conversation

Contractorfy links every document on a claim — original estimate, approved scope, supplement, invoice, certificate — into one record and runs the RCV / ACV / depreciation math automatically. Every adjuster call can generate the next supplement, scope letter, or demand letter in real time.

Patent-filed cross-document correlation engine with similarity scoring across address, claim number, client, and timeline — so every document lands on the right claim file automatically.

Claim-ready your workflowFor public adjusters
Every document on a claim (estimate, approved scope, supplement, invoice, certificate) auto-correlated to one job record via patent-filed similarity scoring.
RCV, ACV, recoverable vs. non-recoverable depreciation, deductible, and prior-payment math computed on every claim automatically.
Missing line-item engine compares the approved claim to measurement-driven scope — every skipped item surfaces as a supplement-ready line.

Signal board

Operational proof in one view

live

Correlation engine

patent-filed similarity scoring

Financial engine

RCV / ACV / depreciation / deductible / prior payments

Missing-item detection

auto-flagged against measured scope

Escalation path

supplement → scope letter → demand letter

Workflow preview

1

Claim documents arrive

Approved estimate, carrier scope, and measurement report all land on the correct job automatically via correlation engine.

2

Financials computed live

RCV, ACV, depreciation, deductible, and prior-payment math run automatically.

3

Gaps detected

Missing line-item engine flags every item the adjuster skipped vs. measured scope.

Why this page exists

Replace Xactimate + Xactanalysis + claim spreadsheet with one claim file that writes its own supplements from the adjuster call.

Best-fit use case

Contractorfy links every document on a claim — original estimate, approved scope, supplement, invoice, certificate — into one record and runs the RCV / ACV / depreciation math automatically. Every adjuster call can generate the next supplement, scope letter, or demand letter in real time.

  • Every document on a claim (estimate, approved scope, supplement, invoice, certificate) auto-correlated to one job record via patent-filed similarity scoring.
  • RCV, ACV, recoverable vs. non-recoverable depreciation, deductible, and prior-payment math computed on every claim automatically.
  • Missing line-item engine compares the approved claim to measurement-driven scope — every skipped item surfaces as a supplement-ready line.

Document excerpts

Production-ready document templates for internal review and client-facing rollout:

Claim status summary sheet (sample)

Carrier claim summary - Maple Street

Policy: ROOF-AX-8822 | Adjuster: T. Nguyen | Status: Active

RCV$24,800
ACV$23,100
Deductible$1,000
Pending supplement value$4,700
Last actionDoor-knock route generated, 3 follow-up calls scheduled

All items above are derived from shared estimate and supplement workflow records for this claim.

Cross-document correlation engine

Patent-filed similarity scoring links every document to the right claim — no manual filing.

  • Matches on address, claim number, client name, and event timeline
  • Original estimate + approved claim + supplements + invoices + certificates all unified
  • Works even when document naming is inconsistent across carriers

Financial intelligence on every file

The RCV/ACV/depreciation math is live on every claim — no manual tracking.

  • RCV, ACV, depreciation recoverable vs. non-recoverable
  • Deductible + prior-payment reconciliation across original + supplements
  • Settlement math verified before you send anything to the carrier

Live-call supplement + escalation

Adjuster conversations turn directly into the next document in the claim chain.

  • Supplement estimate / invoice / report generated from reinspection calls
  • Scope letter + demand letter available when escalation is needed
  • Office + PM CC’d automatically on every claim-side send

Frequently asked questions

Does this replace our current estimator stack?

No, it centralizes claim operations around the workflows you already use.

Can claims be organized by adjuster?

Yes, roles and permissions support adjuster-specific responsibilities.

How are supplements linked?

All supplements remain connected to job and claim records with status tracking.

Can we onboard finance later?

Yes, finance-focused reporting can be enabled as usage expands.

Is this useful for audits?

Version history and event logs support review and accountability.