Not a replacement — a supplement engine that feeds Xactimate

Contractorfy vs Xactimate

Contractorfy vs Xactimate: Xactimate Is the Format. Contractorfy Writes the Supplement That Goes Into It.

Carriers expect Xactimate line codes. Contractorfy does not try to replace that — instead, Contractorfy listens to the live call, drafts a Xactimate-aligned supplement with IRC/IBC code citations, flags missing and underpriced line items, and hands your estimator a ready-to-paste document.

Process aligned with BossUp Solutions, Roof Sales Mastery, and Cedur public supplement guidance — executed automatically from the call itself.

Output uses Xactimate line codes (RFG, GTR, DMO, etc.) — ready to paste into your estimate
Every supplemental line comes with an IRC/IBC citation or approved-claim-library reference
Missing line-item detection and underpriced-line flags against approved claim history

Signal board

Operational proof in one view

live

Format

Xactimate line codes on every line

Citations

IRC/IBC on every supplemental item

Stack

complementary to Xactimate, not replacing it

Recovery

missing items and underpriced lines flagged automatically

Workflow preview

1

Keep Xactimate as your estimate system of record

Carriers expect Xactimate. Nothing changes there.

2

Point intake calls at Contractorfy

The call transcript drives a Xactimate-aligned supplement draft with codes and citations.

3

Estimator finishes the build

Paste the Contractorfy draft into Xactimate, review, and submit. Build time drops from ~45 minutes to ~5 minutes.

Why this page exists

Keep Xactimate — the carriers are not changing the format. Add Contractorfy to generate the supplement that goes into it, automatically, from the call.

Best-fit use case

Carriers expect Xactimate line codes. Contractorfy does not try to replace that — instead, Contractorfy listens to the live call, drafts a Xactimate-aligned supplement with IRC/IBC code citations, flags missing and underpriced line items, and hands your estimator a ready-to-paste document.

  • Output uses Xactimate line codes (RFG, GTR, DMO, etc.) — ready to paste into your estimate
  • Every supplemental line comes with an IRC/IBC citation or approved-claim-library reference
  • Missing line-item detection and underpriced-line flags against approved claim history

Document excerpts

Production-ready document templates for internal review and client-facing rollout:

Xactimate-aligned supplement draft from call

Supplement draft — ready for Xactimate

Thompson residence — hail supplement

Line codeDescriptionCitation
RFG DRIPDrip edge — add back (not in original scope)IRC R905.2.8.5
RFG IWSIce & water shield — code required for slope <4:12IRC R905.1.2
RFG RIDGVRidge vent — observed on existing roof, add backApproved-claim library match (Dallas region, 2024–2025)

Draft generated from 7-minute inspection call. Estimator finishes the build in Xactimate.

Where Xactimate ends

Xactimate is a price database and estimate builder. It does not listen to your calls, does not know what was discussed, does not flag missing items, and does not cite code.

  • No transcription of inspection or call audio
  • No missing-item detection against approved claim patterns
  • No IRC/IBC code-citation library for supplemental line items
  • No role-based routing of the generated estimate to foreman, PM, or adjuster

Where Contractorfy starts

Contractorfy turns the call and inspection into a Xactimate-aligned draft your estimator can finish in 5 minutes instead of 45.

  • Live-call transcript → scope of loss in Xactimate line-code format
  • Missing items flagged: starter, ridge vent, drip edge, ice & water, detach/reset gutters
  • Code citations attached: IRC R905.2.8 (drip edge), R905.1.2 (ice & water), IBC §1507
  • Underpriced lines called out against regional approved pricing

Who does what in practice

This is a complementary workflow, not a migration. Your estimator is still the one in Xactimate.

  • Contractorfy generates the Xactimate-aligned draft → estimator reviews in Xactimate
  • Supplements go back to the adjuster in the same carrier-accepted format
  • Pricing stays grounded in your Xactimate book — Contractorfy just populates the scope faster

Frequently asked questions

Is Contractorfy a Xactimate replacement?

No, and it intentionally is not. Carriers require Xactimate format. Contractorfy generates Xactimate-aligned drafts with code citations so your estimator finishes the build in Xactimate much faster — the tools work together.

Does Contractorfy output real Xactimate line codes?

Yes. The supplement draft uses the same line-code vocabulary your estimator already works with (RFG, GTR, DMO, etc.) so pasting into Xactimate is trivial.

Do we still need a Level 2 Xactimate user?

Yes. You still want a trained estimator finalizing pricing and submitting the estimate. Contractorfy gives them a draft that takes 5 minutes to clean up instead of 45 minutes to build from scratch.

What does Contractorfy do that Xactimate cannot?

Xactimate has no call transcription, no missing-item detection, no IRC/IBC code-citation library, and no role-based document routing. Contractorfy is built around all four, and it is why teams use both tools together.